Heather Hendrix, Senior Mortgage Specialist with Directors Mortgage, has earned the respect of home buyers in the Puget Sound Area. Her clients speak of her as a friend, one they’ve known and trusted for years.
Heather joined the lending industry in 2001 and quickly excelled as a residential loan specialist to get where she is today. With her extensive experience, Heather loves guiding her clients every step of the way so they feel comfortable with the decision they have made.
Raised as an “Air Force Brat” Heather has experienced the challenges and excitement of the military lifestyle. She was blessed to have the opportunity to live on McChord Air Force base and later lived in University Place where she attended Curtis High School. She now calls University Place home and thoroughly enjoys getting involved in the community and raising her daughters with her husband.
During Heather’s free time you can find her camping with her family during the beautiful pacific northwest summers, relaxing with friends and neighbors around the fire pit, cheering on her daughters at all of their sporting events and of course cheering on the Seahawks during football season!
Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes a credit report, W-2 forms, pay stubs, Federal Tax Returns and recent bank statements. There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.
We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!
When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.
Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded and you get the keys. Congratulations, happy homeowner!